CAA Drone Theory Practice Test

The correct answer highlights the requirement for third-party liability insurance based on the weight of the drone. For many jurisdictions, including those governed by CAA regulations, if a drone weighs 20kg or more, the operator is typically mandated to hold third-party liability insurance. This regulation is in place to ensure that in the event of an accident or damage caused by the drone, there is financial protection available to address claims from affected third parties. The rationale behind this rule is grounded in risk management, as heavier drones have the potential for greater physical damage in the event of a collision or accident.

Other scenarios, such as using the drone for commercial purposes or flying in restricted airspace, may also entail specific regulatory requirements, but the obligation for liability insurance specifically tied to the weight classification is a clear and enforceable standard. Additionally, the age of the operator does not inherently determine the need for insurance, as it is the operational risks associated with the drone itself that primarily dictate insurance requirements.